June 28th, 2017
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Good Credit (680-720)

A good credit score ranges between 680 and 739, and normally indicates to the lender that you are a good credit risk. Having good credit opens up a wide range of credit card opportunities, including those with no annual fees, unlimited cash back, as well as low APRs. Good credit tells the lender that you are responsible, make payments in a timely manner, and are unlikely to default.
June 28th, 2017

Cards for Good Credit

Credit score is a prominent factor that a lender will use when you are under consideration for a loan, be it a mortgage, car loan or a credit card. Not only will credit score determine if you are approved, but it will also determine the terms of the loan such as your APR or length of the introductory period.

Credit scores are in the range of 300 to 850, with higher credit ratings more being more attractive for lenders. An excellent credit rating is one above 720, but anything above 680 constitutes a good credit score.

Good credit allows you favorable terms including interest rates. 0 APR credit cards may extend their introductory period for people with good credit. Good credit also helps to quality for low interest credit cards, saving you money in the long term.

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